PERSONAL FINANCIAL PLANNING



* Even though one of the most significant factors in our life is the state of our personal finances, we rarely spend time on managing them since unlike businesses, we are not accountable to any one for our personal financial goals and results.

* We can make a much larger contribution in every area of our life when our personal finances, investments and taxation are properly planned.

THE FUNDAMENTAL CORNER STONES OF SUCCESSFUL INVESTING
ARE :

* SAVE REGULARLY, INVEST REGULARLY
* START EARLY
* USE TAX SHELTERS
* INVESTMENT RETURNS SHOULD EXCEED THE INFLATION.

PYRAMID OF INVESTMENT AVENUES :